Terms of Use
1. Acceptance of Terms
By accessing or using the Yoma Digital Lending website, you agree to comply with these Terms of Use. If you do not agree with these Terms, please do not use the website.
2. About YDL
Yoma Digital Lending (“YDL”) is a Myanmar digital lending company operating under Yoma Financial Services of the Yoma Group. YDL provides digital financial products and services to support greater financial inclusion across Myanmar.
3. Website Information
Information presented on this website is provided for general informational purposes only.
Nothing on this website constitutes financial advice, legal advice, investment advice, a guarantee of product availability, or a guarantee of approval for any product or service.
All products and services remain subject to eligibility criteria, applicable terms, and regulatory requirements.
4. Permitted Use
You may use this website for lawful purposes only. You agree not to:
- Use the website in violation of any law or regulation
- Attempt unauthorized access to systems or data
- Introduce malware or malicious software
- Disrupt website operations
- Misrepresent your identity
- Use the website for fraudulent activities
5. Intellectual Property
All content on this website, including text, graphics, logos, images, documents, designs, and trademarks, is owned by YDL or its licensors unless otherwise stated.
No content may be copied, reproduced, distributed, modified, or commercially exploited without prior written permission.
“Yoma Digital Lending” and “YDL” are trademarks of the company.
6. Accuracy of Information
While YDL seeks to ensure information is accurate and current, we do not warrant that all content will always be complete, accurate, or error-free.
Information may be updated, modified, or removed at any time without notice.
7. Third-Party Content and Links
The website may contain links to third-party websites or services. YDL does not control and is not responsible for third-party content, products, websites, or privacy practices. Access to such websites is at your own risk.
8. No Warranty
The website is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, YDL disclaims all warranties, express or implied, regarding availability, accuracy, reliability, fitness for a particular purpose, and non-infringement.
9. Limitation of Liability
To the extent permitted by law, YDL shall not be liable for indirect losses, consequential losses, loss of profits, loss of business opportunities, loss of data, or service interruptions arising from the use of, or inability to use, this website.
10. Privacy
Your use of this website is also governed by our Privacy Notice. Please review the Privacy Notice to understand how information may be collected and used.
11. Changes to These Terms
YDL may revise these Terms of Use at any time. Updates will be posted on this page and become effective upon publication.
12. Governing Law
These Terms of Use shall be governed by and interpreted in accordance with the laws of the Republic of the Union of Myanmar.
13. Contact
Yoma Digital Lending (YDL)
The Campus, 1 Office Park, Rain Tree Drive, Pun Hlaing Estate, Hlaing Tharyar Township, Yangon, Myanmar.
Email: cho@yomafinance.com
Phone: +95 9980808000
